We got you covered

Sinkhole Insurance

Don't leave everything to chance; keep yourself protected with insurance.

Get Started

Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Sinkhole Insurance Provided By Our Agency

Currently, there is no way to determine if there is a sinkhole on your property. But your house could be at risk if you live in a high-risk sinkhole state. Talk to us to know more about the need for sinkhole insurance in your area.

What is Sinkhole Insurance?

Sinkhole insurance is a special insurance policy that covers your home and personal belongings from sinkhole damage. Sinkhole insurance also pays to stabilize your home’s land and covers the cost of repairing your foundation.

Many homeowners assume their home insurance policy will cover sinkhole damage, but that is not always the case. Standard homeowners insurance policies usually do not include sinkhole coverage, although some open perils policies may include it.

What are the types of Sinkhole Insurance coverages?

There are two main types of sinkhole insurance—sinkhole loss coverage and catastrophic ground collapse coverage. Here are the differences in coverage:
  • Sinkhole loss coverage: Sinkhole loss coverage is an insurance endorsement that typically covers man-made sinkholes, including those related to mining operations. It may or may not cover naturally occurring sinkholes.
  • Catastrophic ground collapse coverage: Catastrophic ground collapse coverage protects your home if it falls into a sinkhole and the foundation is damaged beyond repair. To qualify for catastrophic ground collapse coverage, a local government agency must condemn your home.

Why is Sinkhole Insurance important?

It is essential to research your area and know whether or not you reside in a high-risk area prone to sinkholes and pose a genuine threat to homeowners. And because they are so erratic, it is best to prepare for the worst and ensure your home and belongings, especially if you live in an area prone to sinkholes. And if you do, get sinkhole insurance.

If a sinkhole damages your home property and you need help with the hassle of dealing with Sinkhole Insurance, reach out to us.

Talk to us today to know more about Sinkhole insurance.

Already have Sinkhole Insurance? Switching is easy

It might be time to switch insurers whenever your existing insurer's service doesn't meet your needs. For example, it might be time to consider other options if you have poor claims experience or an unexplained rate increase.

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

This field is for validation purposes and should be left unchanged.

The Insurance Doctor

The Insurance Doctor Provides Auto, Home, Life, Personal, & Business Insurance to All of New Hampshire, Including Manchester, Concord, Bedford, Goffstown, Nashua, Merrimack, Rochester, and Portsmouth.
453 Second Street 
Manchester, New Hampshire 03102
Mon-Fri : 8:30am - 4:30pm
Sat-Sun : Closed
Email Me
(603) 647-5617
© 2024 The Insurance Doctor Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram