Creating a culture of safety

Covered with Care, Secured for Life!

With The Insurance Doctor, experience unmatched dedication and a deep understanding of your insurance needs.

The Insurance Doctor

The Insurance Doctor aims to Provide Expert care and Quality Service.

Discover the unparalleled insurance expertise at The Insurance Doctor, nestled in the heart of Manchester, New Hampshire. Since opening our doors in 2007, we've dedicated ourselves to serving the Manchester community with professionalism, warmth, and unparalleled insurance knowledge. At the helm is Steven Draper, a visionary with over two decades of rich experience in the insurance realm. Steven's journey in insurance is a legacy of learning and growth, having honed his skills alongside his father, Robert Draper, for the initial 15 years. This foundational journey instilled in him the core values of honesty, integrity, and loyalty - principles that The Insurance Doctor upholds with unwavering commitment.

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The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

You will be able to find multiple companies and wide options

Easy 
Switching

Switch without hassle and find the most suitable insurance

Unbiased
 Advice

We don’t represent one company and can give you multiple options to choose from

Personalized 
service

Higher quality customer care than big corporate companies

Your 
advocate

We help all the way from policy reviews to claims assistance

Our Carriers

  • HanoverInsuranceGroup
    foremost-insurance
    Concord
    ProgressiveInsurance
  • logo-NatGen-all-vert-rgb-pos
    SafecoInsurance
    TravelersInsurance
    Plymouth-Rock-Assurance (1)
  • hagerty-insurance-logo
    Liberty-mutual-150x150
    berkshire hathway
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Click & Learn

Insurance Coverage

Home Insurance 
Renters Insurance 
Auto Insurance 
Business Owner
Key Person Life 
Fleet Insurance 
Cyber Insurance 

Home Insurance 

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance 

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner 

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).

Solution

Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance 

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.

Solution

Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

Testimonials

  • Stephen R., Manchester, NH

    “Steve’s motto is “honesty and integrity” and he lives it. If you are looking for an agent who puts your needs first, look no further!”

  • Seth B., Manchester, NH

    “Steve is the best!! He was able to get me much better coverage for far less money and was a pleasure to work with. Thank you Steve!!”

  • Jean M., Manchester, NH

    “The Insurance Doctor team takes great care of their clients. Awesome job – keep up the good work!”

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News & Blog

Latest Insight, Insurance Trends

June 10, 2024
The Real Cost of Teen Driving: What Parents Need to Know About Auto Insurance!

Teaching your teen to drive is an accomplishment in your role as a parent. It's exciting yet nerve-wracking as you help them gain the independence they crave while worrying about their safety and the financial implications of having a new driver in the house. One of the most significant impacts comes from auto insurance premiums. […]

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June 7, 2024
Insurance Claims for Home Theft: Ensuring You're Fully Covered

Home theft can be a traumatic experience, shaking your sense of security and causing significant financial loss. Having the proper homeowner's insurance coverage is crucial to mitigate the impact. Here are ten reasons why understanding your policy and ensuring you're fully covered is essential and why you might consider contacting your insurance provider after reading […]

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June 4, 2024
Insurance Considerations for the Food and Beverage Industry.

Operating a business in the food and beverage industry involves a unique set of challenges and risks. The right insurance is critical, from the potential for foodborne illness outbreaks to the need for specialized property coverage. Here are reasons why every food and beverage business owner should review their insurance coverage and consider calling their […]

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Contact The Insurance Doctor

As an independent agency, we are here to help you find the right coverage.
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Get Professional Consultation

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(603) 647-5617
453 Second Street
Manchester, New Hampshire 03102

Manchester, NH

The Insurance Doctor Provides Auto, Home, Life, Personal, & Business Insurance to All of New Hampshire, Including Manchester, Concord, Bedford, Goffstown, Nashua, Merrimack, Rochester, and Portsmouth.

The Insurance Doctor

The Insurance Doctor Provides Auto, Home, Life, Personal, & Business Insurance to All of New Hampshire, Including Manchester, Concord, Bedford, Goffstown, Nashua, Merrimack, Rochester, and Portsmouth.
453 Second Street 
Manchester, New Hampshire 03102
Mon-Fri : 8:30am - 4:30pm
Sat-Sun : Closed
Email Me
(603) 647-5617
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