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Business Insurance

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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Business Insurance Provided By Our Agency

Business owners have a lot of responsibilities on their shoulders, and one responsibility they may not be aware of is the risk of loss from business interruption. Without proper coverage, the losses from entrepreneurial risks can be devastating financially and in terms of what you lose out on personally.

Business Owners Insurance

Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
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Workers' Compensation Insurance

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses.
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Cyber Liability Insurance

Your networks and data are the lifeblood of your business. From your brand reputation to an employee and their financial data, cyber attacks are increasing in their frequency.

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General Liability Insurance

General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage.
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Commercial Auto Insurance

As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.

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Commercial Umbrella Insurance

You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits.

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Employment Practices Liability Insurance

Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, etc.
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Error & Omissions Insurance

Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence.
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Directors & Officers
Liability Insurance

In today’s complex operating environment, D&O claims brought by stakeholders such as shareholders, customers, etc present increased risk...
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Commercial Property Insurance

The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse.

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Crime Insurance

From theft and vandalism to social engineering and employee fraud, your company faces a wide array of potentially costly risks.
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Builder's Risk Insurance

Because every construction project is unique, each builder’s risk policy is different.


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Liquor Liability Insurance

Serving alcohol at a special event or owning a business that serves alcohol always involves an element of risk.

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Surety Bonds

To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for debt, default, or failure.
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Inland Marine Insurance

As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products when transported over land.

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Environmental Insurance

Today, greater risk exposure is coming from environmental liabilities that are likely not insured under standard liability insurance and property programs.

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Equipment Breakdown Insurance

Commercial property insurance protects your business against equipment and machinery being damaged by fire, flood, and other external risks.
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Key Person Life Insurance

Most maturing small businesses have a core group of key individuals who are absolutely essential to the profitable operation of the company.

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Fiduciary Liability 

When choosing which company they want to work for, employees tend to favor companies that offer a wider variety of benefits.
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Special Event Insurance

Special event insurance is an insurance policy that helps protect your investment in a specific event, such as a wedding.



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Captive Insurance

Captive Insurance helps you take control of your insurance: reduce your costs and tailor coverage to your specific needs.
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Commercial Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this important coverage.
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Mortgage Protection Insurance

Mortgage Protection Insurance offers myriad benefits, providing peace of mind and financial security to homeowners and their families.
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Hotel & Motel Hospitality Insurance

In the bustling world of hospitality, hotels, and motels stand as beacons of rest and respite for travelers far and wide.
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Kidnap and Ransom Insurance

Kidnap and Ransom Insurance is a policy specifically devised to provide financial reimbursement and expert assistance in the event of a kidnapping, attempted kidnapping, extortion, detention, or hijacking.
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Product Liability Insurance

Product liability insurance shields businesses against monetary damages from liability claims resulting from the production, marketing, or sale of goods. It pays for court costs, settlements, and awards if a product injures someone physically or damages their property.
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Medical 
Malpractice

One specific kind of professional liability insurance is medical malpractice insurance, which is designed to protect healthcare providers from claims alleging negligence or errors in their medical practice.
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Brewery Insurance

The brewing industry is growing. With growth comes risk, including potential business interruptions due to equipment breakdown, contamination costs and product recalls.
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Child Day Care Center Insurance

The daycare industry continues to grow these days as more and more families move to become two-income households.
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Contractor Insurance

Client lawsuits are more common than you think; it’s estimated that 43% of small business owners have reported being threatened with or involved in a civil lawsuit.
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Condo Association Insurance

Most businesses will need condo building insurance. This protects your office from any unexpected events like a fire.

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Auto Repair Shop Insurance

Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation.

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Landscaping
Insurance

As a landscaper, you’re dealing with more than just inclement weather and slow seasons.
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Manufacturer Insurance

Equipment breakdowns to damage to your buildings, vehicles or goods, we can help minimize common manufacturing exposures and keep your business running.


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Medical Office Insurance

Medical facilities are susceptible to liability lawsuits, property damage, and cyberattacks. Medical office insurance can protect your small business from these high-cost risks and more.

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Non-Profit Insurance

Given the shoestring budget on which many non-profits operate, a single large and unexpected expense could lead to financial ruin.
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Property Manager Insurance

A rental disagreement or damaged tenant property could have serious financial consequences. Protect your business with property manager insurance.

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Restaurant Insurance

Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them.
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Winery & Vineyard Insurance

Owning and operating a winery can be just as complex as your boldest reds. And in your line of work, you face a lot more risks than you may know.
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Auto Dealer Insurance

Running your business can be demanding when managing inventory, maintaining workplace safety, and delivering superior customer service.


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Fleet Insurance

Fleet auto insurance provides coverage for business autos you own in addition to personal, non-owned, or hired autos used for your business.

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Professional Services Insurance

As a professional services firm, you are constantly at risk of being sued over services you’ve performed. Even if a lawsuit has no merit, defending against it can be costly.
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Retail Business Insurance

Whether they come to you for clothing, pet food or auto parts, your customers depend on your store for products and expertise.



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Wholesaler Business Insurance

The Wholesaler & Distributor industry comes with numerous complex risks.
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Church Insurance

Churches, synagogues, mosques and temples are more than just buildings.


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Farm Insurance

Farm and ranch owners insurance is dual coverage that protects your operation and the home that you live in.
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Fitness Studio Insurance

A fire at your Gym/Fitness Center or a lawsuit from a weight-lifting injury could devastate your business.


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Golf Course Insurance

Golf course insurance is a type of business insurance specially designed to cover the needs of a golf course.
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International Business Insurance

In today's increasingly globalized economy, businesses of all sizes often work beyond the borders of the United States.

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HVAC Contractor Insurance

Each project presents a varying risk level in an industry that works extensively on ventilation systems inside different residential and commercial properties.
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Security Guard Insurance

Security guards are the thin line between order and chaos. They must put themselves in harm's way every day to ensure their client's security.



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Plumbing Contractor Insurance

Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors.
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Electrical Contractor Insurance

Working on electrical systems, whether in a home or at a business, can be dangerous.

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Fire Protection Contractor Insurance

Your potentially life-saving work as a fire protection contracting company is depended on by occupants of warehouses, manufacturing plants, office buildings, hospitals etc.
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Real Estate Investor Insurance

Real estate investing is rewarding however like all other investments it has some risks.

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Educational Institutes Insurance

Educational institutes are the foundation of a thriving community. And we know how complex and demanding managing any institution can be!
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Technology Company Insurance

Imagine the possibilities! Whether you’re a technology product company with an idea, or IT Contractor, we’ve got your back.

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Lets know more about Business Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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The Insurance Doctor

The Insurance Doctor Provides Auto, Home, Life, Personal, & Business Insurance to All of New Hampshire, Including Manchester, Concord, Bedford, Goffstown, Nashua, Merrimack, Rochester, and Portsmouth.
453 Second Street 
Manchester, New Hampshire 03102
Mon-Fri : 8:30am - 4:30pm
Sat-Sun : Closed
Email Me
(603) 647-5617
© 2024 The Insurance Doctor Designed by Amplispot
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